Fast, flexible private lending for real estate investors, developers, and business owners in Edmonton, Calgary, and across Alberta — capital on your timeline, not the bank's.
Tailored private mortgage financing for every real estate opportunity across Alberta. Every deal is unique — so is our approach.
Rates from 8% - 14%
Short-term private mortgage capital to bridge the gap between buying and selling, or while arranging long-term financing in Edmonton, Calgary, or anywhere in Alberta.
Rates from 10% - 16%
Fund your ground-up build or major renovation with a private construction loan. Draw schedules tailored to your project timeline across Alberta.
Project Dependent
Private financing for income-producing properties, multi-family, mixed-use, and commercial real estate acquisitions throughout Alberta.
Why Alberta real estate investors choose private lending over traditional bank financing.
Private mortgage approvals in 24-48 hours. Fund in as fast as 5-7 business days anywhere in Alberta.
We focus on the property and your exit strategy, not just your credit score — ideal for self-employed borrowers.
Deep knowledge of Alberta real estate markets from Edmonton to Calgary, Red Deer, Lethbridge, and beyond.
Direct access to decision-makers. No committees, no red tape — just fast private lending decisions.
Clear, straightforward private mortgage terms with no hidden fees or surprises.
Second mortgages, blanket mortgages, and custom private lending structures available.
From inquiry to funding in four simple steps.
Tell us about your Alberta property and project. We respond within 24 hours.
We evaluate the property and your exit strategy to structure the right private loan.
Receive a term sheet with clear conditions. No hidden surprises.
Funds advanced through legal counsel directly to your lawyer. Fast and secure.
Every deal is assessed individually. Contact us for a tailored Alberta private mortgage quote.
| Parameter | Details |
|---|---|
| Loan Amounts | $50,000 to $5,000,000+ |
| Loan-to-Value | Up to 75% LTV (case by case) |
| Term Length | 6 months to 24 months (renewals available) |
| Interest Rates | 8% to 16% (project dependent) |
| Security | First or second mortgage on Alberta real estate |
| Property Types | Residential, Commercial, Multi-family, Land, Mixed-use |
| Geography | Alberta-wide |
| Closing Speed | As fast as 5-7 business days |
Stratfor Capital provides private mortgage lending throughout Alberta including:
Common questions about private lending in Alberta.
A private mortgage lender is a non-bank lender that provides real estate financing secured by property. Private lenders like Stratfor Capital can approve and fund loans much faster than traditional banks, with more flexible qualification criteria — making them ideal for real estate investors, developers, and self-employed borrowers in Alberta.
Stratfor Capital provides approvals in 24-48 hours and can fund in as fast as 5-7 business days — significantly faster than traditional bank financing which can take 30-60 days.
Private mortgage rates at Stratfor Capital range from 8% to 16% depending on the loan type, property, and borrower profile. Bridge financing starts at 8%-14% and construction loans from 10%-16%.
Yes. Unlike banks, Stratfor Capital focuses primarily on the property value and your exit strategy rather than your credit score. This makes private lending an excellent option for borrowers who don't qualify for traditional financing.
Yes, we provide bridge financing across all of Alberta including Edmonton, Calgary, Red Deer, and surrounding communities. Bridge loans are available from $50,000 to $5,000,000+.
We lend on residential, commercial, multi-family, land, and mixed-use properties across Alberta. Both first and second mortgages are available.
Stratfor Capital is Edmonton's trusted private mortgage lender serving real estate investors and developers across Alberta. Whether you need a bridge loan in Calgary, a construction loan in Red Deer, or a second mortgage in Fort McMurray — our team of Alberta private lending experts can structure the right solution for your project. We specialize in fast approvals, flexible underwriting, and creative financing structures that traditional banks simply can't offer. Contact us today for a no-obligation private mortgage consultation.
Tell us about your Alberta property and we will get back to you within 24 hours with a no-obligation assessment.
Email: info@stratforcapital.com | Edmonton, Alberta, Canada